Terms of Use

What Bluefont is

Bluefont builds a financial model of a US-listed company from its annual reports at SEC EDGAR: the three financial statements and a discounted cash flow valuation, which you can edit in your browser and export to Excel. An AI agent decides what to forecast and how; Bluefont writes the cells and runs required checks before a model is shown to you.

Bluefont builds models for your own analysis. It does not give investment advice.

Models can be wrong

Models are built from company filings as the companies reported them. Filings can contain errors, figures can be missing or reported in ways Bluefont reads incompletely, and the forecasts are assumptions, not predictions. A model can be wrong or incomplete even when its checks pass. Before you rely on a figure, check it against the filing it links to.

No investment advice

Nothing in Bluefont is a recommendation to buy, sell or hold any security, and using Bluefont does not create an advisory or fiduciary relationship between you and us. You are responsible for your own decisions and for how you use a model.

Your inputs, edits and exports

You enter the market price and every other input you change; Bluefont has no price feed. Your edits and your models’ versions are yours. You allow us to store and process them only to run Bluefont for you. You may use and change the workbooks you export. The historical figures come from public SEC filings.

Access, accounts and limits

• Access is by invitation. You must be at least 18.
• Your account is for you alone. Do not share it or your sign-in links.
• There is a limit on how many builds you can start in a day.
• Bluefont may refuse a company it does not cover, such as a bank or an insurer, and may stop a build that fails its checks or reaches its limits. In each case it shows you the reason.

Acceptable use

Do not use Bluefont to break the law. Do not try to reach other users’ data, or to get around the invitation, the limits or the checks. Do not overload, probe or scrape the service.

Availability and changes

We do not promise that Bluefont will be available at any particular time or free of errors. We may change Bluefont, pause it or end it.

Ending your use

You can stop using Bluefont at any time, and delete your account and your models from your account page. We may suspend or end your access if you break these terms, or if we end the service.

Disclaimers and limits on liability

Bluefont is provided “as is” and “as available”. To the extent the law allows, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement.

To the extent the law allows, Whimvy is not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, data or investment value, arising from your use of Bluefont, and our total liability for any claim about Bluefont is limited to US$100. Some places do not allow these limits, so they may not apply to you.

Changes to these terms

We may update these terms. The date at the top shows the current version. If you keep using Bluefont after a change, the updated terms apply.

Governing law

These terms are governed by the laws of the State of California, without regard to its conflict-of-law rules. Any dispute about these terms or Bluefont will be heard in the state or federal courts located in the City and County of San Francisco, California, and you and we agree to those courts’ jurisdiction.

Contact

Questions about these terms: hello@bluefont.ai.